“Vivian and team are very professional and friendly. They support us to verify business entity with facebook and google using their local phone. I recommend Air corpo...”
Thanh Van An Nguyen
Hong Kong Business Bank Account Opening
More than 9,000 bank accounts opened and maintained
- 9,000+ accounts opened
- Online application support
- No travel to Hong Kong required
4.9
Excellent
“Air Corporate has been assisting me for four years with the creation, management, and accounting of my business. Their service is very good and Vivian's staff are ve...”
Client content
“Best in the game, they go above and beyond to make everything work Definite recommendation”
Sam Ghaziani
- Bank Accounts Opened
- 9,000+
- Companies registered
- 10,000+
- Industries Covered
- 50+
- Nationalities
- 25+
All businesses are different,your banking needs are unique
Bank account opening does not have to be a hassle
Let our experts guide you
Benefit from our 10+ years experience opening 9,000+ accounts
Open online and remotely
Register your business and open your bank account online and remotely. No travel to Hong Kong required.
Get the right account for YOU
There is no one-size fits all in banking. We guide you through the whole selection and application process
Included with company registration
Most of our company formation packages come with a bank account
Preferred Treatment
Benefit from our special relationship with 5+ financial institutions.
Why Banking in Hong Kong?
The perfect location for international businesses
Pay and get paid worldwide
Hong Kong has no foreign exchange control or payment barriers.
90% of accounts opened in 1 week
Online, transparent and fast application process
Low Tax
Incorporate and bank in Hong Kong to enjoy one of the lowest tax regimes
Multiple Banking and Payment Options
Open the account(s) you need*
* the list of institutions and products therein is non-exhaustive and indicative only
Traditional banks
Online banks
Merchant accounts for e-sellers
Physical and virtual credit cards
How it works?
01
+Incorporate your Hong Kong company with Air Corporate
- Set up your Hong Kong company first so you have the incorporation documents most banks and payment institutions require.
- Confirm your shareholders, UBOs, business activity, target markets, and expected transaction flows before applying.
- This gives us the information needed to recommend the right Hong Kong bank account or EMI option from the start.
02
+Open your business account
- Choose between a traditional bank, online bank, or payment institution based on currencies, payment needs, and business profile.
- We help prepare the KYC package, business explanation, website or commercial proof, and supporting company documents.
- Our team follows up with the bank or financial institution until the application is reviewed and approved.
03
+Start using your account
- Receive account details, online access, and the payment features that match your business operations.
- Start sending and receiving international payments, collecting in multiple currencies, and paying suppliers worldwide.
- If needed, we can also support the next steps such as company secretary, accounting, and ongoing compliance in Hong Kong.
Frequently Asked Questions
Do I need to travel to HK to open my company bank account?
No. Most banks and financial institutions can now open the bank account for your company online.
How long does it take to open a bank account for my company?
For online banks, the opening process usually takes 5 to 10 days.For traditional banks, it usually takes around 1 month.
Should I apply with a traditional bank or online bank?
For new businesses (with no record of past operations), we strongly suggest applying with an online bank. The process is faster and easier.If you have an existing business (and can demonstrate actual operations), we suggest applying for both online banks and traditional banks. Applying with an online bank will allow you to get access to an account in just a few days. At the same time, you can apply with a traditional bank (which process takes longer). Once you have both accounts opened, you can consider which one you prefer using (and keep both or close one).
Which is better: traditional banks or online banks?
Online banks have a very fast and simple application process. They also offer a wide range of payment products (multicurrency account, local collection accounts, etc).From our experience, new businesses start working with an online banks and then transition to traditional banks. They usually do so because online banks tend to ask more questions than traditional banks when processing payments.
Are online banks safe?
'Online banks' are not technically banks, but payment institutions working with traditional banks.Providers such as Air Wallex or Aspire do not hold a banking license. Their client's funds and they are guarded in a separate account with their partner bank such as DBS or Standard Chartered Bank which are regulated under Hong Kong Deposit Protection Board. The Hong Kong Deposit Protection Board is an independent statutory body formed under the Deposit Protection Scheme Ordinance to oversee the operation of the Deposit Protection Scheme (DPS). This means that their client's funds are protected and insured in the unlikely event of a bank's insolvency.
Are online banks good to deal with your customers?
Many of our clients want to work with a traditional bank to make their own customer 'feel safe'. Indeed, asking your customer to pay on a bank account opened with a big traditional bank conveys trust. You should know that when you open an account 'online banks' such as Air Wallex or Aspire, your bank information will not include a reference to 'Air Wallex' or 'Aspire'. Instead, they will include the name of their banking partner (such as DBS or Standard Chartered Bank. In other words, if you open an account with 'Air Wallex' or 'Aspire', you will actually get a DBS or Standard Chartered Bank account. And the account information that you will pass to your customers will look like your account is actually opened with DBS or Standard Chartered. In other words, your customers will not know that your account is with Air Wallex or Aspire.
Is it easy to make payment through a Hong Kong bank account?
Hong Kong has no foreign exchange control.Most of the bank accounts that we open for our clients include 10+ currencies. Opening a Hong Kong company and bank account is a perfect setup for your business.
I already have a HK company but no bank account, can you help me?
Yes we can. However, we will charge separately (contact us for a quote) and request that you appoint us as the company secretary for your company is the opening is successful.
We are here to help
Our team has helped more than 1,000 entrepreneurs and SMEs register their HK company and we continue supporting them each day.
- 9,000+ accounts opened
- Online application support
- No travel to Hong Kong required
